Low-Doc Truck Finance for Australian Businesses
Flexible Truck Finance for Self-Employed Borrowers
Running a successful business does not always mean having two years of completed financial statements immediately available.
My Truck Finance helps eligible self-employed applicants, owner-drivers and businesses explore low-documentation finance options for new and used trucks, trailers and commercial vehicles.
Low-doc truck finance does not mean no documentation, no credit assessment or guaranteed approval. Lenders still require sufficient information to understand your business, the truck you want to purchase and your ability to meet the repayments.
Depending on the lender and application, supporting information may include:
- An active ABN and GST registration
- Recent business bank statements
- BAS statements
- An accountant’s declaration
- Evidence of relevant industry experience
- Existing asset-finance repayment history
- A dealer invoice or vehicle quotation
- Details of your deposit or trade-in
Requirements vary between lenders. Different interest rates, deposit requirements, vehicle-age restrictions and loan-to-value limits may apply to low-doc applications.
Our brokers assess the information you can provide and approach suitable lenders from the Natloans panel. We explain the documentation required and help present your application clearly.
Low-doc options may be available for prime movers, rigid trucks, tippers, refrigerated vehicles, trailers and other eligible commercial assets.
My Truck Finance is powered by Natloans, an award-winning Australian finance brokerage with more than 15 years of experience and access to our panel of lenders.
All applications remain subject to lender approval, verification and applicable credit criteria.
Don’t Have Complete Financials?
You may still have options.
Tell us what business and financial information you can provide, and an experienced broker will assess whether low-doc truck finance may be available for your circumstances.