Truck Finance Built for Australian Businesses
Compare finance options for new and used trucks, trailers and commercial vehicles with an expert Australian finance broker.
Compare finance options for new and used trucks, trailers and commercial vehicles with an expert Australian finance broker.

We help Australian businesses, transport operators and owner-drivers find finance for new and used trucks, trailers and other commercial vehicles.
We understand that purchasing a truck is more than acquiring another vehicle. It may be essential to winning contracts, increasing capacity, replacing ageing equipment or keeping your business moving.
Our experienced finance brokers take the time to understand your business, the vehicle you want to purchase and how you intend to use it. We can then approach suitable lenders and compare available finance options based on your circumstances.
Whether you are purchasing your first truck, expanding an established fleet or refinancing an existing truck loan, we aim to make the finance process clear, efficient and straightforward.
Truck Finance for Businesses Across Australia
Our brokers assist customers throughout Australia using phone, email and secure digital application processes.
We can help arrange finance for:
Available finance structures and lending criteria vary according to the lender, vehicle, business history and intended use.
Supporting Owner-Drivers and Established Fleets
Every transport business is different.
An owner-driver purchasing a first truck may need a different finance structure from an established logistics company adding several vehicles to its fleet. Likewise, a self-employed applicant with limited financial documentation may require a different lender from a business with several years of complete financial statements.
Our brokers can assist with a range of circumstances, including:
Approval remains subject to lender eligibility, credit assessment and applicable lending criteria.

Powered by the Award-Winning Team at Natloans
My Truck Finance is powered by Natloans, an award-winning Australian mortgage and finance brokerage helping customers throughout Australia for more than 15 years.
Natloans was named Best Finance Brokerage (Office) – VIC/TAS at the 2026 Better Business Awards, recognising the strength of its service, lending expertise and diversified finance offering.
The Natloans team has assisted more than 10,000 customers and has access to a panel of more than 50 lenders across asset finance, business lending, personal finance and property lending. Using phone, email and secure digital processes, our brokers can assist truck owners and businesses across every Australian state and territory.
This experience allows us to assist with straightforward truck purchases as well as more specialised applications involving self-employed borrowers, newer businesses, used vehicles, multiple assets and low-documentation finance.
My Truck Finance is a finance brokerage. We are not a truck dealership or direct lender. Our role is to understand your requirements, identify suitable lending options and help manage your application through to settlement, wherever you operate in Australia.
Give our team a call and discuss all your truck finance needs.
Finance a new truck with a tailored loan structure
Finance a used truck from a dealer/private seller
Truck finance with reduced financial documentation
Truck finance tailored for owner-drivers
Refinance your truck loan to improve your position
Finance for Trailers, Machinery and Equipment
Please reach us at info@natloans.com.au if you cannot find an answer to your question.
The deposit required will depend on the truck, lender and strength of your application. Eligible businesses may be able to finance the full purchase price, while others may require a deposit or trade-in.
Yes. Finance may be available for used trucks purchased from a dealer, auction or eligible private seller. The truck’s age, condition, kilometres and value may affect the available options.
Low-doc truck finance may allow eligible businesses to apply without providing complete financial statements. Business bank statements, BAS statements or an accountant’s declaration may be accepted, depending on the lender.
Yes, some lenders consider newer businesses. Relevant industry experience, existing contracts, a deposit and a strong credit history may help support the application.
Some straightforward applications can receive a response quickly once all required information is provided. More complex, low-doc or private-sale applications may take longer.
Yes. Some lenders offer finance for trucks purchased from eligible private sellers. The lender may require an inspection, valuation, proof of ownership and additional vehicle information before settlement.
Yes. Depending on the lender and application, you may be able to finance a truck, trailer and related equipment together or under separate finance facilities.
Requirements vary, but you may need identification, business details, bank statements, financial statements, BAS statements and a dealer invoice or purchase contract. Low-doc options may require less financial documentation.
Yes. Refinancing may help you change your repayments, loan term or balloon payment. However, fees, payout costs and total interest should be considered before changing lenders.
Finance may be available for prime movers, rigid trucks, tippers, refrigerated trucks, tow trucks, crane trucks, trailers, earthmoving machinery and other eligible commercial equipment.
Tell us about your business and the truck you want to finance.
7/296 Bay Road, Cheltenham VIC 3192, Australia
Today | By Appointment |
Australia-wide phone and online service.
Enquiries can be submitted anytime.
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